Risk exposure is a major cause of poverty, deprivation and persistent vulnerability worldwide. This volume analyzes individuals' and households' responses to a variety of risks, with an emphasis on health risks. The study adapts the Social Risk Management (SRM) conceptual framework and extends it considerably for academic inquiry. Using household data from Ghana and Malawi, empirical evidence is provided on the complex relationship between high risk exposure and the application of proactive and reactive SRM strategies (incl. health insurance), showing their specific contributions to risk management.
Dr. Gerald Leppert is Senior Evaluator at the German Institute for Development Evaluation (DEval). He worked at the Institute of Public Health of the University of Heidelberg and at the Department for Cooperative Studies of the University of Cologne.